The bulletins most directly relevant to P&C
insurers are as follows:
- Premium Payments Grace Period – encourages insurers to suspend (but not forgive) premium payments.
- Recommending Building and Repair Contractors – reminds insurers that homeowners are entitled to have their property repaired by a contractor of their choice.
- Claims Adjusters and Adjusting – reminds insurers that they are authorized to use non-resident and emergency adjusters; that roofing contractors are prohibited from adjusting claims; and that public adjusters must be licensed in Texas.
- Rating and Underwriting – opines that it is inappropriate for insurers to re-rate, cancel, non-renew, or refuse to provide coverage due solely to a policyholder's status as a victim or evacuee of Hurricane Harvey.
- Denial of Wind Losses – encourages insurers who deny coverage for wind losses to inform policyholders of potential coverage under the Texas Windstorm Insurance Association (TWIA) if the loss occurred in the TWIA coverage area.
- Vacancy Provisions - encourages insurers to provide relief to those residents and policyholders who have been temporarily displaced, including the suspension of any vacancy provision in the policy, to allow continuing insurance coverage.
- Credit Scoring and Credit Information – reminds insurers to follow the guidelines of §559.103 of the Texas Insurance Code.
We will update as additional bulletins are issued.
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2017
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Bulletin Number
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Date Issued
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Reference
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Subject
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August 26, 2017
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Hurricane Harvey – Premium Payments Grace Period
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Property and Casualty
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August 26, 2017
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Hurricane Harvey – Recommending Building and Repair
Contractors
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Property and Casualty
|
|
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August 26, 2017
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Hurricane Harvey – Medical Equipment and Services
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Life and Health
|
|
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August 26, 2017
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Hurricane Harvey – Claims Adjusting and Adjusters
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Financial
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|
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August 26, 2017
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Hurricane Harvey – Preauthorized Health Care, Referrals,
Notification of Hospital Admissions, and Medical Necessity Reviews
|
Life and Health
|
|
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August 26, 2017
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Hurricane Harvey – Commercial Automobile Insurance
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Property and Casualty
|
|
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August 26, 2017
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Hurricane Harvey – Prescription Medication Coverages
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Life and Health
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|
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August 26, 2017
|
Hurricane Harvey – Property and Casualty Rating and
Underwriting
|
Property and Casualty
|
|
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August 26, 2017
|
Hurricane Harvey – Credit Scoring and Credit Information
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Property and Casualty
|
|
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August 26, 2017
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Hurricane Harvey – Denial of Wind Losses
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Property and Casualty
|
|
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August 26, 2017
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Hurricane Harvey – Vacancy Provisions
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Property and Casualty
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