In 2011, another catastrophic hailstorm hit Melbourne resulting in extensive property damage. Within a year of the 2011 storm, Australia endured subsequent natural disasters, and the damage wrought by this series of events spurred double-digit premium rises by some of the largest Australian insurers.
Similarly, a series of severe hailstorms devastated Australian farms in November 2016, resulting in the filing of over 28,000 insurance claims, totaling $193 million.
Most Australian insurers provide coverage for weather-related damage if it falls into one of two categories—thunderstorms (hail, flash flooding, wind, lightning) or land gales (gale-force winds that occur over land). Despite the fact that coverage is generally afforded for hail-caused damage, Australia has experienced an unprecedented rise in fraudulent insurance claims.