tag:blogger.com,1999:blog-2803734243284741422024-03-12T19:05:50.518-05:00CAT-Law NavigatorManaging insurance claims in the wake of catastrophe.Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comBlogger153125tag:blogger.com,1999:blog-280373424328474142.post-56141511080967321702021-03-10T11:57:00.000-06:002021-03-10T11:57:05.159-06:00COVID-19 Insurance Issues To Watch In Civil Law Countries<div style="text-align: justify;"><span style="font-family: georgia;">A recent judgment from a court of appeal in Spain shows that the outcome of coverage disputes over COVID-19 business interruption losses in civil law jurisdictions may be different from what would be expected in a common law country.</span></div><div style="text-align: justify;"><span style="font-family: georgia;"><br /></span></div><div style="text-align: justify;"><span style="font-family: georgia;">The decision raises some important issues for international insurers and reinsurers to consider, particularly those based in the U.S. or other common law jurisdictions, who may not be familiar with the civil law principles applied by the court. </span></div><div style="text-align: justify;"><span style="font-family: georgia;"><br /></span></div><div><div style="text-align: justify;"><span style="font-family: georgia;">José Umbert, of the London office of Zelle, and Miguel Torres, of Martínez-Echevarría & Rivera Abogados, wrote an article regarding this judgment and its potential implications. Click <a href="https://www.zelle.com/COVID19_Insurance_Issues_To_Watch_In_Civil_Law_Countries"><span style="color: #2b00fe;">here</span></a> to read COVID-19 Insurance Issues To Watch In Civil Law Countries. </span></div><div style="text-align: justify;"><span style="font-family: georgia;"><br /></span></div><div><span style="font-family: georgia;"><span><span>Posted by<span style="color: #2b00fe;"> </span></span></span><a href="https://www.zelle.com/Jose_Umbert" target="_blank"><span style="color: #2b00fe;">José Umbert</span></a></span></div> </div>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-41826214416202086472021-03-02T11:17:00.001-06:002021-03-02T11:18:23.999-06:00Commercial Property Insurance Coverage for Texas Winter Freeze Losses<div style="text-align: left;"><div style="text-align: justify;"><span style="font-family: georgia;">For an incredible 10-day period in mid-February, Texas was
battered by a brutal winter storm bringing snow, ice, and record-low
temperatures. Millions of Texans were without power and water for days. These
conditions forced thousands of Texas businesses to close during the storm. Many
of these businesses also sustained property damage from pipe bursts and
resulting water discharge. The property insurance claims have already started
to come in. Some believe the storm will be the largest insurance event in Texas
history.</span></div><div style="text-align: justify;"><span style="font-family: georgia;"><br /></span></div><span style="font-family: georgia;"><div style="text-align: justify;">Todd Tippett and David Winter, of the Dallas office of
Zelle, wrote an article that addresses some of the issues expected to arise in
considering whether commercial property insurance policies will provide
coverage for Texas freeze claims. Click <a href="https://www.zelle.com/Commercial_Property_Insurance_Coverage_for_Texas_Winter_Freeze_Losses"><span style="color: #2b00fe;">here</span></a>
to read Commercial Property Insurance Coverage for Texas Winter Freeze Losses.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Posted by <a href="https://www.zelle.com/Todd_Tippett" target="_blank"><span style="color: #2b00fe;">Todd Tippett</span></a> and <a href="https://www.zelle.com/David_Winter" target="_blank"><span style="color: #2b00fe;">David Winter</span></a></div></span></div><p class="MsoNormal"><o:p></o:p></p>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-58459886491871937322020-04-17T16:58:00.002-05:002020-04-17T16:58:44.064-05:00California: Developments in COVID-19 Business Interruption Claims<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">As the shelter-in-place orders continue to impact businesses across California, California’s lawmakers are responding to the growing unrest voiced by the state’s business owners.</span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/california-developments-in-covid-19_17.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-69731039245182669522020-03-30T13:41:00.001-05:002020-03-30T13:48:09.709-05:00California at Forefront of Business Interruption Coverage Response to COVID-19<div style="text-align: justify;">
<span style="font-family: "georgia" , "times new roman" , serif;">The now ubiquitous shelter-in-place orders enacted across the United States began in the San Francisco Bay Area, followed days later by California Governor Gavin Newsom’s decision to issue the first statewide shelter-in-place order. It is fitting, then, that Californians are at the forefront of the fallout of these orders, namely, the interruption of myriad businesses and looming uninsured losses.</span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.catlawnavigator.com/p/california-at-forefront-of-business.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
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Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-42168158667083807542020-03-26T16:51:00.001-05:002020-03-26T16:51:30.569-05:00Massachusetts and Ohio Follow New Jersey Attempt to Re-Write Existing Policies to Cover COVID-19 BI Losses<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">Lawmakers in Massachusetts and Ohio introduced bills this week to rewrite existing insurance policies to cover businesses’ economic losses arising from Covid-19 work stoppages. The proposed language in both measures </span><a href="https://www.catlawnavigator.com/p/state-bill-for-coronavirus-bi-coverage.html" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">mirrors a New Jersey bill</span></a><span style="font-family: Georgia, "Times New Roman", serif;"> that was introduced last week but tabled after insurance company representatives raised objections to its legality and constitutionality.</span></div>
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<span style="font-family: Georgia, "Times New Roman", serif;"><a href="https://www.catlawnavigator.com/p/massachusetts-and-ohio-follow-new.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-26516369140983029872020-03-25T11:06:00.001-05:002020-03-25T16:19:34.759-05:00States are Limiting Insurers' Ability to Cancel Policies During Pandemic<div style="text-align: justify;">
<span style="font-family: "georgia" , "times new roman" , serif;">Following other states, like </span><span style="color: blue; font-family: "georgia" , "times new roman" , serif;"><a href="https://www.oci.ga.gov/ExternalResources/Announcements/Directive-3202020-1057.pdf" target="_blank"><span style="color: blue;">Georgia</span></a>,</span><span style="font-family: "georgia" , "times new roman" , serif;"> that have recently issued orders that prevent insurers from canceling insurance policies during the ongoing pandemic, Delaware has issued an </span><span style="color: blue; font-family: "georgia" , "times new roman" , serif;"><a href="https://governor.delaware.gov/wp-content/uploads/sites/24/2020/03/Sixth-Modification-to-State-of-Emergency-03242020.pdf" target="_blank"><span style="color: blue;">order</span></a> </span><span style="font-family: "georgia" , "times new roman" , serif;">that insurers cannot cancel policies during the pendency of the declared state of emergency. Pennsylvania has not barred insurers from canceling policies, but the Insurance Commissioner issued a </span><a href="https://www.insurance.pa.gov/Regulations/Laws%20Regulations/Documents/COVID-19%20General%20Guidance%20FINAL%20FINAL%203-19.pdf" style="font-family: Georgia, "Times New Roman", serif;" target="_blank"><span style="color: blue;">notice</span></a><span style="font-family: "georgia" , "times new roman" , serif;"> urging insurers to be flexible with payment options for those impacted by the pandemic, but did not prevent cancellations. </span><br />
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<span style="font-family: "georgia" , "times new roman" , serif;">Insurers should closely monitor this situation in every state to make sure that they are abiding by these ever-evolving orders from the states regarding cancellation of policies.</span><br />
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<span style="font-family: "georgia" , "times new roman" , serif;">Posted by </span><a href="https://www.zelle.com/Jonathan_MacBride" style="font-family: georgia, "times new roman", serif;" target="_blank"><span style="color: blue;">Jonathan MacBride</span></a></div>
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</span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-81741550518202292392020-03-24T11:55:00.000-05:002020-03-24T11:55:07.009-05:00TDI Extends Claims-Handling Prompt Payment Deadlines In Response To COVID-19<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">Amid the chaos surrounding the COVID-19 outbreak, the Texas Department of Insurance has issued a Commissioner’s Bulletin extending certain claim-handling prompt payment deadlines for property carriers handling claims in Texas. The Texas Prompt Payment of Claims Act allows for a 15-day extension of claim-handling deadlines for property carriers in the event of a major national disaster, as defined by the Texas Commissioner of Insurance. In the wake of the Commissioner’s determination that the COVID-19 pandemic is a national disaster, </span><a href="https://www.tdi.texas.gov/bulletins/2020/B-0007-20.html" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">Commissioner’s Bulletin # B-0007-20</span></a><span style="font-family: Georgia, "Times New Roman", serif;"> establishes extended deadlines for claim-handling procedures for property carriers. </span></div>
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<span style="color: blue; font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/tdi-extends-claims-handling-prompt.html" target="_blank"><span style="color: blue;">Continue reading. </span></a></span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-78122831305628187712020-03-18T20:28:00.000-05:002020-03-18T20:28:14.170-05:00State Bill for Coronavirus BI Coverage Recalls Prior Sandy Efforts<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">The coronavirus (COVID-19) public health emergency will certainly produce significant financial losses across the economy as businesses shut their doors for prolonged periods to avoid infections and exposures. In response, some state legislatures and regulators have begun exploring options to reduce the financial losses to businesses by attempting to allocate certain uncovered business interruption losses to property insurance carriers.</span></div>
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<span style="font-family: Georgia, "Times New Roman", serif;"><a href="https://www.catlawnavigator.com/p/state-bill-for-coronavirus-bi-coverage.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-81296066163526765742020-02-13T12:41:00.001-06:002020-02-13T12:41:18.809-06:00Revisiting the Risks Posed by Wildfires<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">Early property insurance policies, first introduced in seventeenth century England, insured against only a single peril: fire. That made sense at the time—most structures were wooden, making fire the most common risk of loss. Yet, in modern times with ever-changing and expanding risk profiles, fire is no longer the singular menace to property it once was. </span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/revisiting-risks-posed-by-wildfires.html" target="_blank"><span style="color: blue;">Continue reading</span></a>. </span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-51411301828622023212019-11-13T12:04:00.002-06:002019-11-13T12:04:47.829-06:00Climate Exodus: Movement of the People<div style="text-align: center;">
<span style="font-family: Georgia, "Times New Roman", serif;">I’ve got love and assurance, I’ve got new [property] insurance</span></div>
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And I’ve got strength and endurance, so I count my blessings.</div>
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<span style="font-size: x-small;">-Damian “Jr. Gong” Marley, Count Your Blessings</span></div>
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In 1955, the island community of Isle de Jean Charles, some 80 miles south of New Orleans, covered 22,000 acres. Since then, rising water levels and subsiding land have shrunk the island every year. Inch by inch and acre by acre, the surrounding marshes have claimed most of the island’s grassland and forests, so that today only about 450 acres remain. </div>
<br /><a href="https://www.catlawnavigator.com/p/climate-exodus-movement-of-people.html" target="_blank"><span style="color: blue;">Continue reading</span></a>. </span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-26626320181990288552019-10-09T11:16:00.001-05:002019-10-09T11:16:39.090-05:00New Space Offers New Solutions for Insurers Looking to Better Assess Exposure<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">One of the biggest issues facing CAT insurers is </span><a href="https://fortune.com/2019/05/31/insurance-risk-management-hurricane-season/" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">assessing risk in an uncertain future</span></a><span style="font-family: Georgia, "Times New Roman", serif;">. As catastrophic storms </span><a href="https://www.sciencedaily.com/releases/2018/03/180321130859.htm" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">increase in number and intensity</span></a><span style="font-family: Georgia, "Times New Roman", serif;">, CAT insurers must prepare accordingly. Specifically, the increasing number and intensity of hurricanes in the Atlantic Ocean and Gulf of Mexico require insurers to find innovative ways to assess risk and address underwriting challenges. Over the past thirty years, insurers have been forced to adapt policies to fit the changing world. This has included the development of new or different exclusions and deductibles. </span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/new-space-offers-new-solutions-for.html" target="_blank"><span style="color: blue;">Continue reading</span></a>. </span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-55431795949916236592019-09-26T10:25:00.004-05:002019-09-26T10:25:46.998-05:00Revised Predictions Forecasting A More Active Atlantic Hurricane Season Are Coming To Fruition<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">The 2019 Atlantic hurricane season officially began on June 1 and runs through November 30, although Subtropical Storm Andrew made 2019 the fifth consecutive year to have a named storm form outside of that time frame. The Atlantic season includes the Atlantic Ocean, Gulf of Mexico, and the Caribbean Sea.</span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/revised-predictions-forecasting-more.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-2294938043587117682019-09-09T16:41:00.002-05:002019-09-09T16:42:02.105-05:00Hurricane Dorian Claims: Spotlight On Independent Adjusters’ Liability<div style="text-align: justify;">
<span style="font-family: "georgia" , "times new roman" , serif;">After devastating the Bahamas, Hurricane Dorian has moved up the Atlantic Coast and <a href="https://www.cnn.com/2019/09/07/us/hurricane-dorian-saturday-wxc/index.html"><span style="color: blue;">is now affecting the Canadian Maritimes</span></a>. Dorian was the <a href="https://weather.com/storms/hurricane/news/2019-09-01-hurricane-dorian-atlantic-hurricane-category-five-history"><span style="color: blue;">fifth</span></a> Atlantic hurricane to reach Category Five status in four years and has already broken records with sustained wind speeds <a href="https://www.theatlantic.com/science/archive/2019/09/hurricane-dorians-damage-bahamas/597271/"><span style="color: blue;">exceeding 185 miles per hour</span></a>. Many are attributing Dorian’s strength and fury <a href="https://www.theguardian.com/commentisfree/2019/sep/04/climate-crisis-hurricane-dorian-floods-bahamas"><span style="color: blue;">to climate change</span></a>. Although Dorian was ultimately downgraded - it is now a Category 1 after impacting the Carolinas as a Category 2/3 - it has had<span style="color: blue;"> </span><span style="color: blue;"><a href="https://time.com/5666978/hurricane-dorian-speed/"><span style="color: blue;">wide-reaching impacts</span></a> </span>along the <a href="https://www.nytimes.com/interactive/2019/09/03/us/hurricane-dorian-path-map-track.html"><span style="color: blue;">Eastern Seaboard</span></a>, and early estimates suggest the cleanup and repairs will cost <a href="https://www.reuters.com/article/us-munich-re-rates/dorian-industry-insured-losses-seen-in-several-billions-of-dollars-munich-re-idUSKCN1VT0HL"><span style="color: blue;">tens of billions of dollars</span></a>.</span></div>
<span style="font-family: "georgia" , "times new roman" , serif;"><br /><a href="https://www.catlawnavigator.com/p/hurricane-dorian-claims-spotlight-on.html"><span style="color: blue;">Continue reading</span></a></span> Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-45834694388794764782019-08-30T15:00:00.000-05:002019-08-30T15:02:41.112-05:00Governor Extends State Emergency in Florida in Advance of Hurricane Dorian <span style="font-family: "georgia" , "times new roman" , serif;"> On August 29, 2019, Governor Rick DeSantis issued <span style="color: blue;"><a href="https://www.flgov.com/wp-content/uploads/2019/08/EO-19-190.pdf" target="_blank"><span style="color: blue;">Executive Order number 19-190</span></a> </span>that extended the state of emergency in Florida to cover every county in the state. Hurricane Dorian is now predicted to be a<span style="color: blue;"> <a href="https://www.cnn.com/us/live-news/hurricane-dorian-august-2019/index.html" target="_blank"><span style="color: blue;">Category 4 hurricane</span></a></span> when it makes landfall in Florida sometime this weekend. If that prediction is accurate, it would be the most powerful hurricane to strike the East Coast of Florida since <a href="https://www.cnn.com/us/live-news/hurricane-dorian-august-2019/index.html" target="_blank"><span style="color: blue;">Hurricane Andrew in 1992</span></a>. Early predictions paint a potential insurance exposure that could approach <a href="https://www.insurancejournal.com/news/southeast/2019/08/29/538394.htm" target="_blank"><span style="color: blue;">$145 Billion</span></a>. As with Hurricane Michael which struck the panhandle of Florida in October of 2018, our previous discussions related to <a href="http://www.catlawnavigator.com/2018/10/hurricane-michael-business-interruption.html" target="_blank"><span style="color: blue;">business interruption</span></a><span style="color: blue;"> </span>and <a href="https://www.catlawnavigator.com/p/hurricane-michael-concurrent-causation.html" target="_blank"><span style="color: blue;">concurrent causation</span></a> in Florida may be relevant to claims that arise from Hurricane Dorian.</span><br />
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<span style="font-family: "georgia" , "times new roman" , serif;">Posted by <a href="https://www.zelle.com/attorneys-171.html" target="_blank"><span style="color: blue;">Jonathan MacBride</span></a></span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-15815310358722689642019-08-29T11:35:00.000-05:002019-08-29T11:34:59.998-05:00Hurricane Dorian Approaches Florida<span style="background-color: white; font-family: Georgia, "Times New Roman", serif; font-size: 15.4px;">Hurricane Dorian is now predicted to strike Florida’s East Coast as a possible Category 3 hurricane. On August 28, 2019, Governor Rick DeSantis issued </span><a href="https://www.flgov.com/wp-content/uploads/2019/08/EO-19-189.pdf" style="background-color: white; color: #7e7e7e; font-family: Georgia, "Times New Roman", serif; font-size: 15.4px; text-decoration-line: none;" target="_blank"><span style="color: blue;">Executive Order number 19-189</span></a><span style="background-color: white; font-family: Georgia, "Times New Roman", serif; font-size: 15.4px;"> declaring a state of emergency in a number of counties along the east coast. </span><a href="https://drive.google.com/open?id=1vJXYRoUvzD5qXyzS-N3tr-xHEafESjwU" style="background-color: white; color: #7e7e7e; font-family: Georgia, "Times New Roman", serif; font-size: 15.4px; text-decoration-line: none;" target="_blank"><span style="color: blue;">Attached is a checklist</span></a><span style="background-color: white; font-family: Georgia, "Times New Roman", serif; font-size: 15.4px;"> that provides some information for carriers that may be facing claims in Florida from Dorian.</span><br />
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<span style="background-color: white; font-family: Georgia, "Times New Roman", serif; font-size: 15.4px;">Posted by <a href="https://www.zelle.com/attorneys-176.html" target="_blank"><span style="color: blue;">William Zieden-Weber</span></a> and <a href="https://www.zelle.com/attorneys-173.html" target="_blank"><span style="color: blue;">Christine Renella</span></a></span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-47207191183351160102019-08-28T14:01:00.005-05:002019-08-28T14:01:48.929-05:00New Florida Case Alert: Retained Public Adjuster Was Not “Disinterested” Appraiser<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">First-party property policies typically include appraisal provisions requiring each party to appoint a “disinterested” or “impartial” appraiser. A Florida appellate court recently addressed the question of what makes a potential appraiser “disinterested” in a case involving a Hurricane Irma claim.</span></div>
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<a href="https://www.catlawnavigator.com/p/new-florida-case-alert-retained-public.html" target="_blank"><span style="color: blue;">Continue reading</span></a><span style="color: blue;">.</span></div>
</span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-63910824337420737432019-07-22T10:27:00.000-05:002019-07-22T10:28:31.935-05:00Zelle CAT-Law Webinar Week Continues<h2 style="background-color: white; color: #4f4f4d; font-family: Georgia, Utopia, "Palatino Linotype", Palatino, serif; font-size: 23.2px; line-height: normal; margin: 0px; padding: 5px 0px 15px; position: relative; text-align: center;">
<span style="font-family: "georgia" , "times new roman" , serif; font-weight: normal;">Managing Insurance Claims in the Wake of Catastrophes<br />July 23-26, 2019</span></h2>
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<span style="font-family: "georgia" , "times new roman" , serif;">Zelle LLP invites you to join us for a week of webinars featuring insurance topics that are of critical importance to adjusters and insurance professionals. This series will cover managing insurance claims in the wake of catastrophes. All webinars will be offered free of charge and 1.0 of CE credit will be offered to attendees. These courses have been approved for CE credit in the following states: Florida, Georgia, North Carolina, Oklahoma, Texas, and Wyoming.</span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><a href="https://www.catlawnavigator.com/p/managing-insurance-claims-in-wake-of_22.html" style="color: #7e7e7e; text-decoration-line: none;" target="_blank"><span style="color: blue;">Continue reading</span></a><span style="color: #4f4f4d;">.</span></span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-91175677100293021792019-06-18T11:33:00.002-05:002019-06-18T11:33:51.492-05:00Zelle Hosts CAT-Law Webinar Week<h2 style="background-color: white; color: #4f4f4d; font-family: Georgia, Utopia, "Palatino Linotype", Palatino, serif; font-size: 23.2px; line-height: normal; margin: 0px; padding: 5px 0px 15px; position: relative; text-align: center;">
<span style="font-family: Georgia, "Times New Roman", serif; font-weight: normal;">Managing Insurance Claims in the Wake of Catastrophes<br />July 22-26, 2019</span></h2>
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<span style="font-family: Georgia, "Times New Roman", serif;">Zelle LLP invites you to join us for a week of webinars featuring insurance topics that are of critical importance to adjusters and insurance professionals. This series will cover managing insurance claims in the wake of catastrophes. All webinars will be offered free of charge and 1.0 of CE credit will be offered to attendees. These courses have been approved for CE credit in the following states: Florida, Georgia, North Carolina, Oklahoma, Texas, and Wyoming.</span></div>
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<span style="font-family: Georgia, "Times New Roman", serif;"><a href="https://www.catlawnavigator.com/p/zelle-hosts-cat-law-webinar-week.html" target="_blank"><span style="color: blue;">Continue reading</span></a><span style="color: #4f4f4d;">.</span></span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-69248956969690688402019-06-13T12:35:00.001-05:002019-06-13T12:35:13.712-05:00Latest Arkansas Floods Will Test The Already Vulnerable National Flood Insurance Program<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">President Trump recently declared the flooding throughout the Gulf Coast a National Emergency and pledged federal resources, </span><a href="https://www.fema.gov/media-library-data/20130726-1545-20490-9247/frm_acts.pdf" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">including FEMA</span></a><span style="font-family: Georgia, "Times New Roman", serif;">, to assist with the recovery efforts. All the while, one of the linchpins in flood-related national disaster preparedness – the National Flood Insurance Program (“NFIP”) – faces a disaster of its own.</span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/latest-arkansas-floods-will-test.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-17372081588793589282019-05-29T18:42:00.000-05:002019-05-29T18:42:14.674-05:00Texas Legislature Passes Two Important Bills Prohibiting Waiving of Deductibles and Expanding UPPA Prohibition to all Contractors<div style="text-align: justify;">
<span style="font-family: Georgia, Times New Roman, serif;">The 86th Texas Legislative Session came to an end over the weekend. We are pleased to report that the Texas Legislature passed two very important bills that we have worked on for many months.</span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/the-86-th-texas-legislative-session.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-4280133560851228942019-05-28T09:36:00.000-05:002019-05-28T09:36:27.131-05:00Puerto Rico’s New Requirements for Property Insurers: Financial Reviews & Disaster Response Planning<div style="text-align: justify;">
<span style="font-family: Georgia, Times New Roman, serif;">In response to the extremely active 2017 Atlantic hurricane season, the governor of Puerto Rico <span style="color: blue;"><a href="https://www.fortaleza.pr.gov/content/gobernador-rossell-nevares-firma-medidas-para-establecer-una-reforma-de-justicia-al"><span style="color: blue;">enacted</span></a> </span>several bills that amend or introduce new provisions to the Insurance Code of Puerto Rico, 26 L.P.R.A. § 101 et seq., including provisions regarding additional civil remedies against insurers, as well as new requirements for insurers, surplus carriers, and micro-insurance providers.</span></div>
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<span style="font-family: Georgia, Times New Roman, serif;"><a href="https://www.catlawnavigator.com/p/puerto-ricos-new-requirements-for.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-91077727894839483692019-05-08T11:33:00.002-05:002019-05-08T11:33:19.387-05:00The Disaster Recovery Reform Act of 2018 intends to increase disaster preparedness<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">As referenced in our recent CAT-Law post on the </span><a href="https://www.catlawnavigator.com/p/the-catastrophic-losses-of-2018.html" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">Catastrophic Losses of 2018</span></a><span style="font-family: Georgia, "Times New Roman", serif;">, at the end of 2018 Congress passed the Disaster Recovery Reform Act of 2018 (DRRA) in an effort to improve the nation’s overall capacity to respond to large-scale disasters. The DRRA reflects lawmakers’ concern that the Federal Emergency Management Agency (FEMA) alone was ill-equipped to respond to large-scale disasters, which appear to be occurring with increasing frequency and severity since Hurricane Katrina in 2005. Notably, 2017 and 2018 brought Hurricanes Harvey, Maria, and Irma in rapid succession, as well as massive wildfires in California and elsewhere.</span></div>
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<a href="https://www.catlawnavigator.com/p/the-disaster-recovery-reform-act-of_8.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</div>
</span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-15259157423350382112019-05-01T15:35:00.004-05:002019-05-01T15:35:37.420-05:00Puerto Rico’s Newly Required Expedited Payment Process for Property Insurance Policies<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">In our recent article addressing property insurance in Puerto Rico, we discussed the </span><a href="https://www.law360.com/articles/1126873/new-appraisal-rules-for-puerto-rico-property-insurers" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">new appraisal</span> rules</a><span style="font-family: Georgia, "Times New Roman", serif;"> for Puerto Rico property insurers that the governor of Puerto Rico enacted in response to the extremely active 2017 Atlantic hurricane season. The governor </span><a href="https://www.fortaleza.pr.gov/content/gobernador-rossell-nevares-firma-medidas-para-establecer-una-reforma-de-justicia-al" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">also enacted</span></a><span style="font-family: Georgia, "Times New Roman", serif;"> five other bills that amend or introduce new provisions to the Insurance Code of Puerto Rico, 26 L.P.R.A. § 101 et seq., including provisions regarding expedited payment requirements, additional civil remedies against insurers, as well as new requirements for insurers, surplus carriers, and micro-insurance providers.</span></div>
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<a href="https://www.catlawnavigator.com/p/puerto-ricos-newly-required-expedited.html"><span style="color: blue;">Continue reading.</span></a></div>
</span>Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-883389100099040442019-04-10T14:46:00.000-05:002019-04-10T14:46:49.336-05:00The Catastrophic Losses of 2018<div style="text-align: justify;">
<span style="font-family: "georgia" , "times new roman" , serif;">Last year, the United States experienced the top three largest natural catastrophes in the world with overall losses. The three most significant events were the California Wildfire, Hurricane Michael, and Hurricane Florence. The United States sustained 14 significant weather- and climate-related disaster events in 2018. According to the National Oceanic and Atmospheric Administration (“NOAA”), the overall damage from weather-related catastrophes and climate disasters reached approximately $91 billion.</span></div>
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<a href="https://www.catlawnavigator.com/p/the-catastrophic-losses-of-2018.html" style="font-family: georgia, "times new roman", serif; text-align: justify;" target="_blank"><span style="color: blue;">Continue reading</span></a><span style="font-family: georgia, "times new roman", serif; text-align: justify;">.</span><span style="font-family: "georgia" , "times new roman" , serif;"></span><br />
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Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.comtag:blogger.com,1999:blog-280373424328474142.post-8645467155887026842019-03-27T14:26:00.000-05:002019-03-27T14:26:04.733-05:00Cyclone Idai Highlights Insurance Needs and Opportunities in Developing Economies<div style="text-align: justify;">
<span style="font-family: Georgia, "Times New Roman", serif;">When </span><a href="https://www.cnn.com/2019/03/26/africa/mozambique-drone-footage-cyclone-idai-intl/index.html" style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;">Cyclone Idai made landfall</span></a><span style="font-family: Georgia, "Times New Roman", serif;"> in the east African countries of Mozambique, Madagascar, Malawi, and Zimbabwe earlier this month, it claimed hundreds of lives, cut off electrical power to millions, damaged or destroyed schools, hospitals, and businesses, and drove innumerable families from their homes. Flooding nearly submerged Mozambique’s fourth-largest city, Beira, a port that serves as a gateway to inland areas of Mozambique, Zimbabwe, and Malawi. The damage is so severe and widespread that Idai ranks among the most devastating cyclones in history.</span></div>
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<span style="font-family: Georgia, "Times New Roman", serif;"><span style="color: blue;"><a href="https://www.catlawnavigator.com/p/cyclone-idai-highlights-insurance-needs.html" target="_blank"><span style="color: blue;">Continue reading</span></a>.</span></span></div>
Danhttp://www.blogger.com/profile/09426227832647031484noreply@blogger.com