But in the merciful end, two important things did not happen. Matthew did not make landfall in Florida – which kept the most powerful winds off-shore and away from homes and businesses – and it never made the arcing loop that would have carried it back to the Florida coast for a second round of damage. But Matthew was nonetheless a powerful storm that did its share of harm, including multiple fatalities in the U.S. and an astounding death toll in Haiti. How you view Matthew, then, is largely dependent on who you are and what you were expecting. Were you a Miami homeowner hoping for the best, and the storm spun east and did most of its damage north of you? Are you a Jacksonville shop owner whose business was flooded and ruined? Are you an insurer with concentrated exposures along the coastline? Did you dodge a bullet, or do you feel like you took a direct hit? It depends, but the early estimates suggest there is plenty of damage to go around thanks to Matthew – billions of dollars, in fact, on top of the human toll.
Lucky or unlucky? It’s in the eyes of the beholder.