Last year, the United States experienced the top three largest natural catastrophes in the world with overall losses. The three most significant events were the California Wildfire, Hurricane Michael, and Hurricane Florence. The United States sustained 14 significant weather- and climate-related disaster events in 2018. According to the National Oceanic and Atmospheric Administration (“NOAA”), the overall damage from weather-related catastrophes and climate disasters reached approximately $91 billion.
Showing posts with label Hurricane Michael. Show all posts
Showing posts with label Hurricane Michael. Show all posts
Wednesday, April 10, 2019
Tuesday, October 16, 2018
Hurricane Michael - Florida Office of Insurance Regulation Emergency Order
On October 15, 2018, the Florida Office of Insurance Regulation issued an Emergency Order related to Hurricane Michael.
Monday, October 15, 2018
Hurricane Michael - Business Interruption Coverage in Florida and Georgia
Hurricane
Michael’s devastation of the Florida Panhandle and damage caused as it moved
through the South and mid-Atlantic regions of the United States, will
undoubtedly result in claims for lost income from the interruption of business. Whether these losses will be covered
will depend on the policy wording used and the specific facts of each loss. Nevertheless,
in anticipation of these claims, it is prudent to become familiar with the
outcome of prior litigation arising out of business interruption and/or
suspension of operations coverage disputes, as these cases can be instructive.
Continue reading.
Wednesday, October 10, 2018
Hurricane Michael: Concurrent Causation in Florida
Hurricane Michael is making landfall in the panhandle of Florida as a wildly unexpected Category 4 hurricane. There will unquestionably be damage to structures caused by both storm surge/flood and wind. To the extent that one of the causes (e.g., storm surge/flood) is excluded and one cause (e.g., wind) is covered, this will inevitably lead to disputes over causation and the application of the concurrent causation doctrine.
Hurricane Michael First Party Property Claims Checklist for Georgia
On October 9, 2018, in anticipation of Hurricane Michael pushing through the panhandle of Florida and impacting the lower half of Georgia, Governor Nathan Deal issued a State of Emergency for most of the counties in the southern half of the state. Based on the size and intensity of Hurricane Michael as it makes landfall in Florida, it is likely that many of those counties will encounter intense winds and significant rainfall.
Hurricane Michael First Party Claims Checklist for Florida
On October 7, 2018, Governor Rick Scott issued Executive Order 18-276 officially declaring a state of emergency in 26 counties including Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf, Gadsden, Liberty, Franklin, Leon, Wakulla, Jefferson, Madison, Taylor, Hamilton, Suwannee, Lafayette, Dixie, Columbia, Gilchrist, Levy, and Citrus counties in response to potential landfall from Tropical Storm Michael. On October 8, 2018, Governor Scott issued Executive Order 18-277 which recognized the then Tropical Storm Michael would likely strike the Florida panhandle as a Hurricane and extended the previous Executive Order to include Baker, Union, Bradford, Alachua, Hernando, Pasco, Pinellas, Hillsborough, and Manatee counties.
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